A beautiful family walks together on a tropical paradise beach in the Maldives with turquoise ocean and white sand during their vacation time

The Business Story Behind, My Credit Results

Driven by a True Testimonial

I was born and raised in the hardworking city of Chicago, the proud son of Puerto Rican parents who instilled in me the values of resilience, respect, and family. In our home, we didn’t just learn to work hard we were taught how to survive.

My mother made the courageous decision to move our family to Florida, determined to raise her children in a safer environment with more opportunities. That one decision became the foundation for everything that followed.

Like many others, I grew up without access to financial education. No one ever explained how credit works, how to build wealth, or how to prepare for retirement. I faced financial hardship multiple times, often wishing I had a mentor to guide me.

But I learned that sometimes, life is the mentor.

25 Years Behind the Barber Chair — Developing a Strong Network of Connections

For over two decades, I stood behind the barber chair—listening, connecting, and serving my community one conversation at a time. Each client brought more than just a haircut; they brought life lessons, stories of struggle, dreams, and resilience.

It was through those genuine connections that I built a powerful network and a deeper understanding of people’s real-life challenges—especially around credit, finances, and opportunity.

That chair became my classroom. My experiences became my testimony. And now, that foundation of trust and connection drives everything I do at My Credit Results.

How I Help You Win

Whether you’re trying to recover, rebuild, or start fresh, I’m here to walk with you. At My Credit Results, we specialize in:

  • Helping you obtain your first personal credit card
  • Providing access to business credit cards and funding
  • Assisting with personal loan qualification
  • Helping you secure lower interest rates on homes, vehicles, and insurance

Your goals become my mission. Together, we’ll make progress step by step.

The Vision: Living Life Without Limits

A beautiful family walks along a tropical beach in the Maldives—surrounded by turquoise waters, white sand, and freedom. This image says it all.

That peaceful moment reflects the ultimate goal of financial freedom: living life on your own terms, with the people you love, without stress or limitation.

I want my clients to:

  • Create the best version of themselves
  • Enjoy life without financial anxiety
  • Take staycations or dream vacations
  • Build real, lasting generational wealth

As we say in Puerto Rico:

“Después de la tormenta, viene la calma.”

“After the storm comes the calm.”

Even our hardest moments can lead us to something greater.

If you’ve struggled with credit, faced financial setbacks, or simply never received the education you deserved you are not alone. Millions of Americans have been there, including myself.

At My Credit Results, our goal is to help turn setbacks into comebacks!

Remember, Results have Receipts!

Let’s Build Your Comeback Story – One Credit Report At A Time.