Welcome to My Credit Results!
At My Credit Results, we help individuals challenge negative, inaccurate, outdated, or unverifiable information on their credit reports through a structured and compliance-focused process.
Our mission is to help clients improve their financial profile so they can position themselves for better approvals, lower interest rates, and future financial opportunities.
We believe credit repair should be handled professionally, legally, and transparently while following the guidelines of the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA).
Whether your goal is to qualify for a home, vehicle, personal funding, business funding, or simply rebuild your credit profile, our team is here to guide you every step of the way.
Why Clients Choose My Credit Results
• Professional and compliance focused credit repair strategies
• Personalized dispute approaches based on your individual credit profile
• Ongoing monthly dispute rounds and account monitoring
• Educational guidance designed for long term credit improvement
• Transparent pricing with no hidden fees or misleading promises
• Support for future personal and business funding goals
• Structured systems designed to help clients stay organized throughout the process
At My Credit Results, we focus on professionalism, communication, transparency, and long term financial improvement.
Monthly Investment
Credit Monitoring Through MyScoreIQ
$37.86 per month
Credit Repair Service
$60.00 per month
Total Monthly Investment
$97.86 per month
Please note that credit repair and credit monitoring are separate services billed independently.
Credit monitoring is required in order for our team to properly review, dispute, update, and track activity on your credit reports throughout the process.
How Our Credit Repair Process Works
Step 1: Activate Your Credit Monitoring
Before beginning the onboarding process, all clients are required to activate credit monitoring through MyScoreIQ.
This service gives our team access to your three bureau credit reports and allows us to properly monitor updates, dispute activity, and reporting changes throughout the process.
Your credit monitoring account allows us to:
• Review your Experian, Equifax, and TransUnion reports
• Identify negative, inaccurate, outdated, or unverifiable items
• Track dispute activity and reporting changes
• Monitor score updates and account activity
• Continue ongoing monthly dispute rounds
• Maintain transparency throughout the process
Without active credit monitoring, we are unable to begin or continue the credit repair process.
Step 2: Complete Your Credit Repair Enrollment
Once your MyScoreIQ account is active, complete your onboarding and officially enroll into the My Credit Results credit repair program.
👉 Complete Your Credit Repair Sign Up Here
After enrollment is completed, our team will begin analyzing your credit profile and preparing your personalized dispute strategy.
Step 3: Our Team Begins The Dispute Process
Our team professionally disputes negative, inaccurate, outdated, or unverifiable information with Experian, Equifax, and TransUnion using compliance based dispute methods and consumer protection laws.
Every credit profile is different, which is why dispute strategies are customized based on the information appearing on your reports.
Step 4: Monitor Your Progress
As updates occur, you’ll be able to monitor activity, changes, and progress directly through your MyScoreIQ account.
Most clients typically begin seeing updates, changes, and activity within approximately 30 to 45 days depending on bureau response times, creditor verification processes, and the complexity of the credit profile.
Because credit repair is a process, timelines and results will vary from client to client.
What’s Included In Our Credit Repair Program
• Detailed three bureau credit report analysis
• Disputes sent to Experian, Equifax, and TransUnion
• Ongoing monthly dispute rounds
• Credit profile review and monitoring
• Personalized credit improvement guidance
• Education designed to help maintain long term results
• Preparation for future personal and business funding opportunities
• Ongoing support and progress tracking throughout the process
Everything we do is centered around professionalism, compliance, accuracy, transparency, and long term financial improvement.
This Program May Be Right For You If:
• Your credit score is affecting approvals or interest rates
• You have collections, charge offs, late payments, inquiries, repossessions, or other negative items reporting
• You believe inaccurate or outdated information may be hurting your credit profile
• You want professional assistance instead of trying to navigate the process alone
• You plan on applying for housing, vehicles, credit cards, personal funding, or business funding
• You are serious about rebuilding and improving your financial profile
Important Information
• Credit repair is a process and not an overnight fix
• Most clients typically begin seeing updates within 30 to 45 days
• Results vary based on each individual credit profile and reporting history
• No company can legally guarantee specific score increases or deletions
• We dispute information that cannot be properly verified under federal law
• Active credit monitoring is required throughout the program
• Transparency, professionalism, and compliance are part of our commitment to every client
Ready To Start Your Credit Repair Journey?
Take the first step toward rebuilding your financial future with a structured and professional credit repair process designed to help you move forward with confidence.
Step 1: Activate MyScoreIQ - Credit Monitoring
Step 2: Sign Up For Credit Repair
Service Term & Program Duration
My Credit Results provides credit repair services under a six month service agreement designed to allow sufficient time for the dispute, investigation, verification, and reporting process with the credit bureaus and data furnishers.
Because credit reporting timelines, bureau investigations, and creditor responses vary from case to case, credit repair should be viewed as an ongoing process rather than an immediate solution.
At the conclusion of the initial six month term, clients may choose to continue services under a new agreement if additional dispute work, monitoring, or credit improvement assistance is needed. Renewal of services is completely optional and is not required after the completion of the original contract term.
Clients may discontinue future services at the end of their agreement period if they choose not to renew.
Our goal is to provide a structured, transparent, and compliance focused program designed to support long term credit improvement and financial growth.
The Disputing Process
1. Review the Credit Report:
- Then we’ll obtain copies of your credit reports from all three major credit bureaus (Equifax, Experian, and TransUnion).
- Carefully examine each item for errors, such as incorrect account balances, payment history, dates, or accounts that don’t belong to you.
2. Identify Common Inaccuracies:
- Misspellings or incorrect personal information
- Incorrect balances or payment histories
- Duplicate accounts
- Accounts that should have aged off (typically after 7 years)
- Incorrect account status (e.g., showing as “delinquent” when it’s current)
3. Prepare a Dispute Letter:
- Write a clear, concise letter to the credit bureau(s) reporting the error.
- Include supporting evidence, such as bank statements, payment confirmations, or prior correspondence with the creditor.
4. Submit the Disputes:
- Disputes can be submitted online, regular mail, or Certified Express mail: For a faster response for faster results.
- Under the Fair Credit Reporting Act (FCRA), credit bureaus are generally required to investigate consumer disputes within 30 days of receiving them. However, this period can be extended to 45 days.
5. Await the Bureaus Results:
(Equifax, Trans Union, Experian)
- If the item is confirmed as incorrect, the bureau must correct or delete it.
- If it’s verified as accurate, it will remain on your credit report, but we can escalate by submitting additional documentations or disputing directly with the creditor via mail.