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How can we help, YOU? Why, My Credit Results?

At My Credit Results, we combine expert knowledge, proven strategies, and real support to help you reach your financial goals with confidence. Our services are affordable, our process is fast, and our mission is simple: to get you approved and back in control without the stress. Whether you’re trying to qualify for a mortgage, get approved for personal credit cards or loans, or secure business credit and funding using your personal credit as leverage, your credit is key and we know how to help you achieve your financial goals.

We help remove negative items, boost your score, and build a strong credit foundation so you can finally access the opportunities you deserve from personal financing to business funding, leveraging your personal credit. At My Credit Results, we tailor our approach to your specific credit challenges, leveraging powerful consumer protection laws, like the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Truth in Lending Act (TILA), Credit Repair Organizations Act (CROA), and Equal Credit Opportunity Act (ECOA). These laws ensure transparency, fairness, and accuracy in your credit profile.

We also want you to know that we do not engage in illegal strategies, such as credit sweeps or false claims of identity theft or human trafficking, unless there is verifiable proof through a police report. Our process is personal, strategic, and built to get you real, lasting results.

If you’re ready to take control of your financial future, we’re ready to make it happen.

Woman holding car keys and looking very happy

Do you want to get approved for a car loan, or are you looking to start your own rental car service?

happy woman and man, holding keys from new first house, young family celebrating moving day, satisfied customers couple purchase real estate, mortgage and relocation concept. The building can be seen in the background

Do you want to get approved for an apartment, a house or finance your next fix-and-flip project?

Portrait of a young woman holding up an open sign in her store

Improve your personal credit score to qualify for business credit cards or secure business funding, helping you launch or grow your business.

How It Works:

1. Register and Review the Credit Report:

  • Register with My Credit Results and Identity IQ.
  • Obtain copies of your credit reports from all three major credit bureaus (Equifax, Experian, and TransUnion).
  • Carefully examine each item for errors, such as incorrect account balances, payment history, dates, or accounts that don’t belong to you.

2. Identify Common Inaccuracies:

  • Misspellings or incorrect personal information
  • Incorrect balances or payment histories
  • Duplicate accounts
  • Accounts that should have aged off (typically after 7 years)
  • Incorrect account status (e.g., showing as “delinquent” when it’s current)

3. Prepare a Dispute Letter:

  • Write a clear, concise letter to the credit bureau(s) reporting the error.
  • Include supporting evidence, such as bank statements, payment confirmations, or prior correspondence with the creditor.

4. Submit the Dispute(s):

  • Disputes can be submitted online, regular mail, or Certified Express mail (For a faster response.)
  • Under the Fair Credit Reporting Act (FCRA), credit bureaus are generally required to investigate consumer disputes within 30 days of receiving them. However, this period can be extended to 45 days.

5. Await the Results From the bureaus:

  • If the item is confirmed as incorrect, the bureau must correct or delete it.
  • If it’s verified as accurate, it will remain on your credit report, but we can escalate by submitting additional documentations or disputing directly with the creditor via mail.
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Choose a Plan

Basic Package

$700 / Total

  • $100 Down
    6 Monthly Payments of $100
  • Standard Dispute Service
  • Removal of Negative items:
    • Late payments
    • Collections
    • Charge-offs





  • Challenges to
    All Three Bureaus
  • One Time Credit Audit
  • 24/7 Client Portal Access
  • Creditor Intervention Letters
  • Customize Credit Rebuilding Plan
  • Referral Rewards Program
    (Refer Someone & Get Paid)
Buy

Exclusive Package

$1000 / Total

  • $100 Down
    6 monthly Payments of $160
  • Exclusive Dispute Service
  • Removal of Negative items:
    • Late Payments
    • Collections
    • Charge-offs
    • Student Loans
    • Bankruptcies
    • Repossessions
    • Foreclosures
    • Judgments / Tax Liens
  • Challenges to
    All Three Bureaus
  • One TIme Credit Audit
  • 24/7 Client Access Portal
  • Creditor Intervention Letters
  • Customize Credit Rebuilding Plan
  • Referral Links To Credit Building
  • Debt Freedom Blueprint
  • Referral Rewards Program
    (Refer Someone & Get Paid)
Buy

Ultimate Package

$1200 / Total

  • $100 Down
    6 Monthly Payments of $166.66
  • Ultimate Dispute Service
  • Removal of Negative items:
    • Late Payments
    • Collections
    • Charge-offs
    • Student Loans
    • Bankruptcies
    • Repossessions
    • Foreclosures
    • Judgments / Tax Liens
  • Challenges to
    All Three Bureaus
  • One Time Credit Audit
  • 24/7 Client Portal Access
  • Creditor Intervention Letters
  • Customize Credit Rebuilding Plan
  • Referral Links To Credit Building
  • Debt Freedom Blueprint
  • +Plus One Program
    (Add a Friend Or Family Member)
  • Referral Rewards Program
    (Refer Someone & Get Paid)
Buy